SALARY CALCULATOR INDIA

Salary to Take-Home Calculator India 2026–27

Estimate monthly take-home salary from CTC using simplified tax, PF, professional-tax and deduction assumptions.

Calculator

Your estimate

Estimated monthly take-home
₹0
Simplified estimate using the 2026–27 new-regime slab assumptions shown below.
Estimated annual income tax₹0
Employee PF₹0
Annual take-home₹0
Monthly gross from CTC₹0

Salary to Take-Home Calculator India

Estimate monthly take-home pay from annual CTC after a simplified income-tax calculation, employee PF, professional tax and other deductions. Your actual payslip can differ because CTC components, employer contributions, exemptions and payroll rules vary.

2026–27 tax note

This version uses the new-regime slab structure published by the Income Tax Department for AY 2026–27 and applies a simplified standard deduction and rebate treatment. The official tax rules should be checked whenever rates, deductions or payroll circumstances change.

Why CTC and take-home are different

CTC can include employer PF, gratuity, insurance, bonuses and other components that are not paid as monthly cash salary. The calculator therefore uses an intentionally simplified model.

Frequently asked questions

Is CTC the same as gross salary?No. CTC can contain employer-side benefits and contributions that do not appear as monthly gross cash pay.
Will this exactly match my payslip?No. Use your offer letter and payroll structure for an exact figure.
Important: Tax and payroll rules can change. This calculator is for estimation and education. For filing or tax-planning decisions, use current Income Tax Department guidance or a qualified tax professional.